Happy Friday Reader!

Below is a weekly recap of my most newest videos and blogs. As always, feel free to reach out to me directly if I can ever be a resource for you (via email, or through my social media channels).

Or, if you'd prefer schedule your free Retirement Income Analysis.

🚀 New Tool: The Roth Conversion Blueprint

If you’ve ever wondered whether a Roth conversion makes sense for you, I now have a brand-new tool that shows the long-term tax impact of different strategies — clearly, visually, and in dollars you can understand.

Here’s the big idea:

Imagine you have a $1,000,000 IRA.

What if I could show you how to convert it to tax-free dollars…

✅ With no direct out-of-pocket costs​
✅ Without ever letting your balance dip below $1,000,000
✅ Without bumping you into a higher tax bracket

Wouldn’t you want to see the numbers for yourself?

That’s exactly what the Roth Conversion Blueprint does.

It maps out how much you could save in lifetime taxes, how much more income you could keep, and how much more tax-free wealth you could leave to your family.

For many retirees, this is the most powerful strategy available to protect against rising taxes — and the earlier you start, the bigger the benefits.

👉 If you’d like me to run a personal Roth Blueprint analysis for you, let’s connect.

See Roth BluePrint From Recent Case Study

New Videos This Week (all 1 min. or less):

1. [Social Security Tips] The Truth About When to Take Social Security (why using it as a dynamic income planning tool is often the best strategy)​
2. [Proactive Tax Planning] 3 Reasons Roth Conversions Can Backfire in Volatile Markets​
3. [Case Study You May Have Missed) My Wife and I Are 60 with $1.8M: Can we retire at 65 & help our son buy his first home!?​

New Blogs This Week:

Featured Blog of the Week

This Week’s Case Study: Emily & Ryan

Emily (59) and Ryan (61) were on track to retire with about $2.8M and planned to withdraw ~5.5% annually for income. On paper, that worked. But it left their plan vulnerable to market swings — especially early in retirement.

We restructured things with a Safety-First Income Strategy:

• ✅ Shifted $1M of low-yield assets into a guaranteed annuity, locking in $7,000/month for life.
• ✅ Kept $1.7M invested for growth and legacy, with guardrails for safe withdrawals.
• ✅ Layered in Social Security at 65/67 for an additional $4,500/month.

The result? Nearly 20% more starting income, less risk, and more long-term flexibility.

👉 [Don’t miss this walkthrough of Emily & Ryan’s plan here.]

Safety-first Income Planning Blog

The Hidden Benefit of Safety-first Retirement Planning: A Rising Growth Portfolio

For decades, the rule was simple: as you age, move money out of stocks and into bonds.

But in today’s environment, bonds aren’t nearly as “safe” as they sound. Yields hover around 3–4%, and when interest rates rise, bond values fall. That means the very asset class meant to protect you can still lose money.

👉 The better alternative? Safety-first planning.

By locking in guaranteed income (through tools like fixed indexed annuities), you solve your #1 risk in retirement: outliving your money. And here’s the hidden benefit most people miss:

• With income covered, you don’t have to sell stocks in downturns
• Your portfolio compounds longer and often grows larger over time
• By your 70s or 80s, you may naturally hold more equities — without taking on extra risk

The tradeoff is clear: bonds provide uncertain income. Safety-first planning provides guaranteed income and frees your portfolio to grow.

The result? More income. More growth. More flexibility.

👉 [Read the full article]​

Social Security Planning

This Week’s Insight: Social Security as Your Safety Valve

Most people think delaying Social Security is just about getting a bigger check. But the real value is flexibility.

By delaying, you:

• ✅ Lock in 7–8% annual guaranteed growth
• ✅ Strengthen inflation protection
• ✅ Preserve the option to turn it on anytime if markets stumble

Think of Social Security as your retirement safety valve — a lever you can pull when you need income most, protecting both your lifestyle and your portfolio.

👉 [Read the full breakdown in this week’s blog here.]

Helpful Tools & Resources:

• NEW Roth BluePrint Analysis

💡 Want to see how a Roth conversion could work for your retirement? My new Roth Conversion Blueprint shows the long-term tax savings, income benefits, and legacy potential — all without reducing your account value or bumping you into a higher tax bracket. 👉 Let’s run the numbers together.

Instant Download: Roth BluePrint Example

• Complete Guide to Long-term Care Planning (New One-pager)

Long-term care isn’t just a future concern—it’s a planning opportunity today. This all-in-one guide breaks down the costs, risks, and strategies to help you protect your wealth and leverage LTC solutions before you need them.

Instant Download: LTC One-pager

• Retirement Income Insider (free VIP group)

Here I'll share additional retirement planning tips + exclusive access to future Masterclasses, live Q&A's, and many other retirement resources!

Join Retirement Income Insider Here

• Future, Guaranteed Income Calculator (free)

Run your own retirement income projections to see approximately how much, guaranteed income you can secure (now or in the future).

Access Free Guaranteed Income Calculator

Note: this is done through 1 company I work with, so while it may be a good estimator for your situation, there may also be a better option with a different company (and a higher payout) for you

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P.S.S. some helpful links & resources you might enjoy

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