Retirement Planner Specializing in Safety-First Income Planning โ protecting retirement savings, minimizing market risk, and creating lifetime peace of mind.๐ฐ Tax-Efficient Income Strategies | Tax-free Wealth Transfer | Long-Term Care Planning | Social Security Optimization ๐ Author | ๐ Jesus Follower | โพ๏ธ Ex-NCAA Athlete ๐๐ปSubscribe to Safe Money Weekly for simple, effective strategies to retire with confidence ๐ฐ