Matthew R. Harris (aka Safe Money Matt)

Happy Friday Reader! Below is a weekly recap of my most newest videos and blogs. As always, feel free to reach out to me directly if I can ever be a resource for you (via email, or through my social media channels). Tax-Smart Income Planning Tax planning - like all retirement planning, is something that should be reviewed annually (because tax laws change as do your retirement and legacy goals).But, the 🔑 components to really take into consideration are:✅ Average lifetime tax rate✅ Total...

Happy Friday Reader! Below is a weekly recap of my most newest content. As always, feel free to reach out to me directly if I can ever be a resource for you (via email, or through my social media channels). Or, if you'd prefer schedule your free Retirement Income Analysis. Turning Your IRA Into a Tax-free Long-term Care Income Here’s how it works: withdrawals from IRAs and 401(k)s are normally fully taxable. But when those dollars are used to cover qualified long-term care expenses, IRS §213...

Happy Friday Reader! Below is a weekly recap of my most newest videos and blogs. As always, feel free to reach out to me directly if I can ever be a resource for you (via email, or through my social media channels). Or, if you'd prefer schedule your free Retirement Income Analysis. 🚀 New Tool: The Roth Conversion Blueprint If you’ve ever wondered whether a Roth conversion makes sense for you, I now have a brand-new tool that shows the long-term tax impact of different strategies — clearly,...

Happy Friday Reader! Below is a weekly recap of my most popular videos and blogs. As always, feel free to reach out to me directly if I can ever be a resource for you (via email, or through my social media channels). Or, if you'd prefer schedule your free Retirement Income Analysis. 🚀 New Tool: The Roth Conversion Blueprint If you’ve ever wondered whether a Roth conversion makes sense for you, I now have a brand-new tool that shows the long-term tax impact of different strategies — clearly,...

Happy Friday Reader! I just returned from a tax planning seminar this week, and one message was loud and clear: We are living in a critical 8-year window of opportunity. Here’s why: The current tax cuts (OBBBA) are scheduled to expire in 2033. At that time, Congress would need a majority vote to extend them — something that will be very difficult to pass, especially with the national deficit ballooning by nearly $1 trillion every 5 months. When these cuts expire, tax rates are almost certain...