Happy Friday Reader βοΈ
Imagine retiring at age 65 with a $3 million portfolio...
Then, within a few years, your portfolio falls to roughly $1 million.
Would your retirement plan survive?
Most people assume that if their portfolio lost two-thirds of its value, their retirement lifestyle would need to be cut by two-thirds as well.
But that's not necessarily true.
One of the biggest misconceptions in retirement planning is confusing a portfolio decline with an income decline.
A retiree's spending is often supported by multiple sources of income, not just their investment portfolio.
And a well-designed retirement plan includes mechanisms that help prevent overspending during difficult market environments.
In my newest video, I walk through a real retirement case study and stress-test it against what is arguably the worst retirement sequence in modern history: The Great Depression.
The results surprised even me.
π₯ Watch the full video here:
β65-year-old Couple with $3M - Will Their Portfolio Survive the Great Depression!?β
As always, if you'd like help building a retirement plan designed to weather both good markets and bad ones, simply reply to this email.
-Matt
p.s. enjoy my new content and resources for this week below.