Happy Friday Reader ☀️
Most people think retirement success comes down to one number:
“Do I have enough saved?”
But there’s a factor that often matters just as much…
Timing.
Two retirees with the exact same portfolio can have completely different outcomes — simply based on when they retire.
That’s because early market losses don’t just hurt…
They can quietly derail an entire income plan.
This week, I focused a lot on this idea — and more importantly, how to build a plan that isn’t dependent on perfect timing.
Because markets won’t cooperate on your schedule…
But your plan can.