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Matthew R. Harris (aka Safe Money Matt)

Safe Money Weekly - 06.06.25


Happy Friday Reader!

Below is a weekly recap of my most popular videos and blogs. As always, feel free to reach out to me directly if I can ever be a resource for you (via email, or through my social media channels).

Or, if you'd prefer schedule your free Retirement Income Analysis.

New Tools & Resources:

  • Complete Guide to Long-term Care Planning (New One-pager)

Long-term care isn’t just a future concern—it’s a planning opportunity today. This all-in-one guide breaks down the costs, risks, and strategies to help you protect your wealth and leverage LTC solutions before you need them.

  • Retirement Income Insider (free VIP group)

Here I'll share additional retirement planning tips + exclusive access to future Masterclasses, live Q&A's, and many other retirement resources!

  • Future, Guaranteed Income Calculator (free)

Run your own retirement income projections to see approximately how much, guaranteed income you can secure (now or in the future).

Note: this is done through 1 company I work with, so it's a good estimator, but there are often companies with higher payouts.

Top Videos of the Week (all 1 min. or less):

  1. [Tax Tips] 8 Smart Ways to Shield Your Portfolio From Capital Gains While Doing Roth Conversions
  2. 7 Uncommon (but critical) Reasons to Consider Delaying Social Security (Boost Income, Cut Taxes, & Protect Your Legacy
  3. [Case Study] 64-year-old Couple Sells Business & Retires with $15,000/month (while continuing to build wealth)!

Top Blogs of The Week:

What if retirement didn't mean slowing down your finances—but accelerating them?

Meet Tom and Lisa, both 64, who redefined retirement by securing $15,000/month in income while continuing to grow their wealth. After selling their engineering firm for $1.1 million, they strategically structured their assets—including a $1.3 million 401(k) and a $3.1 million taxable investment account—to ensure financial security and a legacy for their children and grandchildren.

Their approach involved:

  • Utilizing short-term portfolio withdrawals as a strategic bridge
  • Delaying Social Security benefits to maximize payouts
  • Implementing tax-efficient investment strategies

Discover how thoughtful planning can transform your retirement into a period of financial growth.

👉 Read Full Story Here

Could your old annuity be holding you back?

Cody and Shawna, both 56, thought their decade-old variable annuity was serving them well—until they discovered a strategy to enhance their retirement income. By refinancing, they secured a 15% increase in guaranteed income, reduced fees, and eliminated market risk. Their new plan offers $11,476/month starting at age 64, with an 8% guaranteed growth rate on their income base.

Learn how reevaluating your financial tools can lead to a more secure and prosperous retirement.

👉 Read Full Story Here

Got an old life insurance policy you no longer need?

Instead of letting it sit idle, I break down 3 smart ways to turn that cash value into tax-efficient retirement income:

1️⃣ Repurpose it into a guaranteed income stream using a deferred annuity
2️⃣ Convert it for immediate income if you're already retired
3️⃣ Exchange it for a hybrid long-term care policy to protect against future health costs

If retirement income or LTC planning is a priority, this is worth a look.

👉 Read More Here

As always, thanks for allowing me into your inbox. If there is any way that I can be a resource for you, please don't hesitate to reach out.

P.S. if you find this email helpful, forward it along to friends & family (and if you were forwarded this email, you can join the list here)

P.S.S. some helpful links & resources you might enjoy

Wanna chat finances? Schedule Some Time Here

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Additional Resources:
Website | My Testimonials | My Free Personal Development Books

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Matthew R. Harris (aka Safe Money Matt)

Retirement Planner Specializing in Safety-First Income Planning — protecting retirement savings, minimizing market risk, and creating lifetime peace of mind.💰 Tax-Efficient Income Strategies | Tax-free Wealth Transfer | Long-Term Care Planning | Social Security Optimization 📚 Author | 💕 Jesus Follower | ⚾️ Ex-NCAA Athlete 👇🏻Subscribe to Safe Money Weekly for simple, effective strategies to retire with confidence 📰

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