New Blogs This Week:
🧠 3 Powerful Ways to Optimize Social Security in Retirement
Social Security is one of the most valuable retirement income sources — but most people leave money on the table by claiming too early or not coordinating benefits properly. This week’s post breaks down three smart strategies to help you maximize your lifetime benefit:
✅ Delay for Maximum Income – Waiting until age 70 can boost your payments by 76% compared to claiming at 62.
✅ Coordinate Spousal Benefits – Married couples can unlock more by timing their benefits strategically.
✅ Use it as Insurance, Not Just Income – Think of Social Security as longevity insurance — it pays more the longer you live.
🔗 Read the full article to make sure you're not missing out on this guaranteed income stream.
💡 The Overlooked Strategy: Give a Living Inheritance — Tax-Free
Most people think legacy planning only happens after they’re gone — but what if you could pass on wealth now, enjoy the impact, and do it tax-efficiently?
This week’s blog explores a powerful but often ignored strategy:
✅ Gift appreciated assets now to kids or grandkids in lower tax brackets
✅ Let them sell at 0% capital gains (if income is low enough)
✅ Enjoy seeing your wealth change their lives today — not just someday
It’s a way to reduce your future tax bill and create generational impact while you’re still here.
🔗 Read the full article to see how this strategy works — and who it’s best for.