New Blogs This Week:
Why Delaying Social Security Could Be One of Your Smartest Retirement Moves
Most retirees rush to collect Social Security at 62—but delaying your benefits can offer serious advantages.
In this post, we break down 4 clever reasons to wait:
✅ Bigger checks that outpace inflation with zero market risk
✅ Tax savings by using low-tax years to draw from retirement accounts
✅ Lifetime income protection that helps you avoid outliving your money
✅ Stronger benefits for your spouse or survivor
If you're aiming for tax-efficiency, peace of mind, and predictable income in retirement—this is a strategy worth exploring.
Case Study: How Julie & Gus Created Nearly $10K/Month in Lifetime Income
Julie (60) and Gus (61) were approaching retirement with $500K in a 401(k), $750K in investments, and plans to claim $5,600/month in Social Security in five years. Instead of relying solely on market growth, they chose to secure guaranteed income by placing their 401(k) into a high-paying deferred income annuity.
That annuity alone will provide $49,980/year starting in five years—guaranteed for life.
Combined with their future Social Security, Julie and Gus locked in $9,765/month in total lifetime income—stable, predictable, and market-proof.
It’s a smart move for anyone looking to retire with confidence.